Digital assets, cryptocurrencies, stablecoins, tokenized real-world assets, trading tools, wallet services, and RWA-related products involve significant risks. You should read this Risk Disclosure carefully before using HUBCHANGE Services.
1. No investment advice
HUBCHANGE does not provide investment, financial, legal, tax, accounting, or trading advice. All information, charts, prices, analytics, AI outputs, articles, project pages, and market data are provided for informational purposes only.
2. Market and volatility risk
Digital asset prices can change rapidly and unpredictably. You may lose some or all of the funds used in a transaction. Market movements may be affected by liquidity, sentiment, regulation, technology, cybersecurity events, issuer actions, exchange activity, macroeconomic conditions, and other factors.
3. Liquidity risk
Some assets, pairs, RWA projects, or markets may have low liquidity. You may not be able to buy, sell, redeem, withdraw, or convert an asset at the time, price, or volume you expect.
4. Execution and order risk
Orders may be delayed, rejected, partially filled, filled at a different price, cancelled, or affected by slippage, spreads, volatility, system load, maintenance, order-book depth, or liquidity-provider issues.
5. Blockchain and network risk
Blockchain transactions may be delayed, fail, become irreversible, or require confirmations. Network congestion, forks, attacks, validator issues, smart-contract bugs, gas fees, protocol changes, or chain failures may affect transfers or asset values.
6. Wallet and custody risk
Deposits, withdrawals, private keys, platform wallets, smart contracts, third-party wallets, and custody flows involve risk. Sending assets to the wrong address, wrong network, unsupported asset, missing tag/memo, or incompatible wallet may result in permanent loss.
7. Stablecoin risk
Stablecoins may lose their peg, face issuer, reserve, redemption, banking, regulatory, liquidity, or operational risks. A stablecoin’s stated value is not guaranteed by HUBCHANGE unless expressly stated for a specific product.
8. RWA and tokenized asset risk
RWA projects may depend on real-world documents, issuers, custodians, auditors, property rights, contracts, valuations, reserves, insurance, transfer restrictions, jurisdictional rules, and off-chain events.
A tokenized asset may not automatically grant ownership, income, voting rights, redemption rights, delivery rights, or legal title unless the relevant project documents clearly provide those rights. Each RWA project may have different risks, restrictions, eligibility rules, and documents.
HUBCHANGE may provide infrastructure, listing pages, review tools, trading access, or reporting interfaces, but does not guarantee issuer performance, legal enforceability, asset value, liquidity, redemption, reserves, custody, profitability, or future availability of any RWA project unless expressly stated.
9. Regulatory and jurisdiction risk
Digital asset laws and regulations may change quickly. A product, asset, feature, or transaction that is available today may later be restricted, suspended, delisted, or unavailable. Users are responsible for understanding their own legal and tax obligations.
10. Cybersecurity and operational risk
Cyberattacks, phishing, malware, API-key compromise, device compromise, service outages, maintenance, third-party failures, internet disruption, or internal system errors may affect access to accounts, orders, wallets, balances, or transaction processing.
11. Third-party risk
HUBCHANGE may rely on third-party providers for identity verification, payment processing, blockchain analytics, cloud infrastructure, liquidity, market data, custody tools, or other services. Failures or delays by third parties may affect platform services.
12. Tax risk
Digital asset transactions may create tax obligations. HUBCHANGE does not provide tax advice. Users should consult qualified advisers where appropriate.
13. User responsibility
By using HUBCHANGE, you confirm that you understand the risks, are responsible for your own decisions, and can bear the risk of loss.

